The key to a happy, relaxed retirement is remembering to calculate not only for the basics; but also for annual, impulse, opportunity, emergency, and recreational spending. Last week we discussed home & garden and lifestyle considerations. Let’s get back into retirement planning with a look at some more irregular expenses to keep in mind. Family and Grandkids Expenses Presents and Treats Buying presents for grandkids and doing special favors for family is one of the great joys of being a grandparent. The simple ability to add a little extra joy and appreciation to those you love warms your heart. It … Continue reading 15 Irregular Expenses to Remember When Retirement Planning – Part 2 of 2 →
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DAYTON, Ohio, April 17, 2019 (SEND2PRESS NEWSWIRE) — Oak Hills Local School District, in partnership with Energy Optimizers, USA, will upgrade all interior lighting to LED systems for an expected savings of more than $32,000 annually. Oak Hills Local Schools The improvements will be made to the district’s nine school buildings, as well as the administrative and transportation offices. The new LEDs will offer up to 75 percent savings over the existing fluorescent technology. They will also last 3 to 4 times longer, which will help the district reduce long-term operations and maintenance costs. In addition, LED lighting is easier … Continue reading Oak Hills Local Schools Expects to Save More Than $32,000 Annually Through Lighting Upgrade
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When planning for retirement, your predicted monthly budget becomes the central calculation factor. Tools like budget calculators and spreadsheets help approximate the amount of money you’ll need to live on each year. Knowing this can be a comfort to seniors who are worried their comfortable familiar lifestyles might be unsustainable in retirement. Unfortunately, all too often we tend to underestimate the true costs of living. While it’s true you may be able to slip by most months paying little more than groceries, utilities, and any remaining home costs; but there will also always be months when you go over-budget. The … Continue reading 15 Irregular Expenses to Remember When Retirement Planning – Part 1 of 2 →
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