Randy Yoakum, program host, invited Nancy Frank, as our guest speaker at the March 21 West Milton Rotary Club meeting. Frank, is a Long Term Care specialist and insurance agent for Genworth Financial, encouraged Rotarians to consider planning for the future early before many health changes occur. She emphasized we have several options as we consider how to prepare for our declining health years. We can let the government (Medicaid), family, self fund, or obtain insurance. There are several options to consider for long term care: nursing home, assisted living, home care among them.