As a contributor or participant in the discussion on TippNews DAILY you hereby agree to be bound by all of the terms and conditions contained in this User Agreement (“Agreement”).

TippNews DAILY reserves the right at its discretion to change the terms of this Agreement and will notify users of any such changes by online postings. Your continued use of the TippNews DAILY Site after the posting of any notice of change in terms shall constitute your acceptance to be bound by any such changes. 1. LIMITATIONS ON USE Copyright and Restrictions. All information displayed, transmitted or carried on the TippNews DAILY blogsite (including, but not limited to, directories, guides, news articles, opinions, reviews, text, photographs, images, illustrations, audio clips, video clips, trademarks, service marks and the like, collectively the “Content”) is protected by copyright and other intellectual property laws. Much of the Content is owned by TippNews DAILY, its affiliates or third party licensors. You may not modify, publish, transmit, transfer, sell, reproduce, create derivative work from, distribute, repost, perform, display, or in any way commercially exploit any of the Content or infringe upon trademarks or service marks contained in such Content. You agree to abide by all copyright notices and restrictions attached to any Content accessed through the TippNews DAILY blogsite, not to alter the Content in any way, and not to alter or remove any trademark, copyright or any other notice from copies of the Content. Changes in TippNews DAILY blogsite. The TippNews DAILY may modify, suspend, discontinue or restrict the use of any portion of TippNews DAILY blogsite, including the availability of any Content feature or your access thereto, at any time and without notice or liability. 2. GENERAL DISCLAIMER AND LIMITATION OF LIABILITY THE TIPPNEWS DAILY BLOGSITE CONTAINS FACTS, VIEWS, OPINIONS, STATEMENTS AND RECOMMENDATIONS OF THIRD PARTY INDIVIDUALS AND ORGANIZATIONS. THE TIPPNEWS DAILY DOES NOT REPRESENT OR ENDORSE THE ACCURACY, CURRENTNESS OR RELIABILITY OF ANY ADVICE, OPINION, STATEMENT OR OTHER INFORMATION DISPLAYED, UPLOADED OR DISTRIBUTED THROUGH THE TIPPNEWS DAILY WEB SITE. YOU ACKNOWLEDGE THAT ANY RELIANCE UPON ANY SUCH OPINION, ADVICE, STATEMENT OR INFORMATION SHALL BE AT YOUR SOLE RISK. THE TIPPNEWS DAILY MAKES NO WARRANTY REGARDING THE TIPPNEWS DAILY BLOGSITE OR ANY CONTENT, SERVICES OR PRODUCTS PROVIDED THROUGH OR IN CONNECTION WITH THE TIPPNEWS DAILY BLOGSITE. THE TIPPNEWS DAILY EXPRESSLY DISCLAIMS ANY AND ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION: (A) ANY WARRANTIES AS TO THE AVAILABILITY, ACCURACY, COMPLETENESS OR CONTENT OF INFORMATION, PRODUCTS OR SERVICES WHICH ARE PART OF THE TIPPNEWS DAILY BLOGSITE; AND (B) WARRANTIES OF FITNESS FOR A PARTICULAR PURPOSE, OR MERCHANTABILITY OR AGAINST INFRINGEMENT. IN NO EVENT WILL TIPPNEWS DAILY, ITS AFFILIATES, LICENSORS, EMPLOYEES, AGENTS OR CONTRACTORS BE LIABLE TO YOU FOR ANY DAMAGES OR LOSSES, INCLUDING WITHOUT LIMITATION INDIRECT, CONSEQUENTIAL, SPECIAL, INCIDENTAL OR PUNITIVE DAMAGES RESULTING FROM OR CAUSED BY THE TIPPNEWS DAILY WEB SITE, ITS PUBLIC POSTING BULLETIN BOARDS, ITS CONTENT OR ANY ERRORS OR OMISSIONS IN ITS CONTENT, EVEN IF ADVISED OF THE POSSIBLITY OF SUCH DAMAGES. ANY LIABILITY OF TIPPNEWS DAILY, ITS AFFILIATES, LICENSORS, EMPLOYEES, AGENTS OR CONTRACTORS, INCLUDING WITHOUT LIMITATION ANY LIABILITY FOR DAMAGES CAUSED OR ALLEGEDLY CAUSED BY ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DELETION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS, COMMUNICATIONS LINE FAILURE, THEFT OR DESTRUCTION OR UNAUTHORIZED ACCESS TO, ALTERATION OF, OR USE OF RECORDS, WHETHER FOR BREACH OF CONTRACT, TORTIOUS BEHAVIOR, NEGLIGENCE, OR UNDER ANY OTHER CAUSE OF ACTION, SHALL BE STRICTLY LIMITED TO THE AMOUNT PAID TO THE TIPPNEWS DAILY BY OR ON BEHALF OF YOU IN CONNECTION WITH THE TIPPNEWS DAILY WEB SITE IN THE 12 MONTHS PRIOR TO THE CLAIMED INJURY OR DAMAGE. 3. MISCELLANEOUS This Agreement shall be governed by and construed in accordance with the laws of the State of Ohio, without regard to its conflicts of law provisions. Any cause of action with respect to this Agreement and your rights and obligations according to statute, must be filed in a court of competent jurisdiction in the State of Ohio within one year following the accrual of any cause after the cause of action, otherwise the cause shall be barred.